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362 Mitchell Dr., Grayslake, IL

6683 Foxworth Ln., Gurnee, IL

Immaculate traditional glory greets the buyer on this Sommerset model home. Upgraded exterior includes bay windows in living and master bedroom. Brick and front porch elevation. An upgraded lot location sits on just over one third acre across from a subdivision pond. Glorious views. Neutral upgraded carpeting throughout and warm six panel hardwood pine doors are also upgrades in this home. French doors allow both light and privacy from the living room to the family room. There is a cozy wood burning fireplace currently with glass doors. Stunning deck and newer sliding glass door walks to a beautiful back yard with blooming trees and lilac bushes. This warm kitchen boasts a center island and plenty of cabinets and counter prep space. A first floor laundry, powder room, and dining room complete this floor. Pride of ownership is evident everywhere you look. The second story enjoys a large master suite with a full walk-in closet and separate shower and commode area. Three additional bedrooms and another full bathroom highlight this space. The basement is large and ready for your finishing touches. Stonebrook Estates is an easy commuter subdivision, close to I-94, Great America, and Gurnee Mills. It is minutes from schools and shopping. Make this your next home.

If you are thinking about selling and are still on the fence - read this article! Don't miss the opportunity to sell your home in a hot market!

We’re in the ultimate sellers’ market right now. If you’re a homeowner thinking about selling, you have a huge advantage in today’s housing market. High buyer demand paired with very few houses for sale makes this the optimal time to sell for those who are ready to do so. Whatever the move you want to make looks like, here’s an overview of what’s creating the prime opportunity to sell this summer.

High Buyer Demand

Demand is strong, and buyers are actively searching for homes to purchase. In the Realtors Confidence Index Survey published monthly by the National Association of Realtors (NAR), buyer traffic is considered “very strong” in almost every state. Homebuyers aren’t just great in number right now – they’re also determined to find their dream home. NAR shows the average home for sale today receives five offers from hopeful buyers. These increasingly frequent bidding wars can drive up the price of your house, which is why high demand from competitive homebuyers is such a win for this summer’s sellers.

Low Inventory of Houses for Sale

Purchaser demand is so high, the market is running out of available homes for sale. Danielle Hale, Chief Economist at realtor.com, explains:
“For most sellers listing sooner rather than later could really pay off with less competition from other sellers and potentially a higher sales price… They’ll also avoid some big unknowns lurking later in the year, namely another possible surge in COVID cases, rising interest rates and the potential for more sellers to enter the market.”
NAR also reveals that unsold inventory sits at a 2.4-months’ supply at the current sales pace. This is far lower than the historical norm of a 6.0-months’ supply. Homes are essentially selling as fast as they’re hitting the market. Below is a graph of the existing inventory of single-family homes for sale:Don’t Wait To Sell Your House | Simplifying The MarketAt the same time, homebuilders are increasing construction this year, but they can’t keep up with the growing demand. While reporting on the inventory of newly constructed homes, the U.S. Census Bureau notes:
“The seasonally‐adjusted estimate of new houses for sale at the end of April was 316,000. This represents a supply of 4.4 months at the current sales rate.”

What Does This Mean for You? 

If you’re thinking of putting your house on the market, don’t wait. A seller will always negotiate the best deal when demand is high and supply is low. That’s exactly what’s happening in the real estate market today.

Bottom Line

As vaccine rollouts progress and we continue to see the economy recover, more houses will come to the market. Don’t wait for the competition in your neighborhood to increase. If you’re ready to make a move, now is the time to sell. Let’s connect today to get your house listed at this optimal moment in time.

Battle of the Benefits! Which one will you choose?

  • When you rent, you build your landlord’s wealth, your monthly payment depends on ever-rising rents, and you don’t benefit from home price appreciation.
  • On the other hand, when you own your home, you build your own wealth, your monthly payment is locked in, and you benefit directly from home price appreciation.
  • If you’re feeling the challenges of a competitive market, remember that homeownership is a long-term game. Persevering today will lead to financial rewards in the future.

Make your offers solid and strong! These homes are moving, no pun intended!

When it comes to buying a house, you’re looking for the perfect place to call home. The problem is, in today’s market there just aren’t that many homes available to purchase. With inventory hovering near record lows and sky-high buyer demand, a multi-offer scenario is the new normal. Here are five things to keep in mind when you’re ready to make an offer.

1. Know Your Numbers

Having a complete understanding of your budget and how much house you can afford is essential. That’s why you should connect with a lender to get pre-approved for a loan early in the homebuying process. Taking this step shows sellers you’re a serious, qualified buyer and can give you a competitive edge in a bidding war.

2. Brace for a Fast Pace

Today’s market is dynamic and fast-paced. According to the Realtors Confidence Index from the National Association of Realtors (NAR), the average home is on the market for just 17 days – that means from start to finish, a house for sale in today’s climate is active for roughly 2.5 weeks. A skilled agent will do everything they can to help you stay on top of every possible opportunity. And, as soon as you find the right home for your needs, that agent will help you draft and submit your best offer as quickly as possible.

3. Lean on a Real Estate Professional

While homebuying may seem like a whirlwind process to you, local real estate agents do this every day, and we know what works. That expertise can be used to give you a significant leg up on your competition. An agent can help you consider what levers you can pull that might be enticing to a seller, like:
  • Offering flexible rent-back options to give the seller more time to move out
  • Your ability to do a quick close or make an offer that’s not contingent on the sale of your current home
It may seem simple, but catering to what a seller may need can help your offer stand out.

4. Make a Strong, but Fair Offer

Let’s face it – we all love a good deal. In the past, offering at or near the asking price was enough to make your offer appealing to sellers. In today’s market, that’s often not the case. According to Lawrence Yun, Chief Economist at NAR:
“For every listing there are 5.1 offers. Half of the homes are being sold above list price.”
In such a competitive market, emotions and prices can run high. Use an agent as your trusted advisor to make a strong, but fair offer based on market value, recent sales, and demand.

5. Be a Flexible Negotiator

If you followed tip #3, you drafted the offer with the seller’s needs in mind. That said, the seller may still counter with their own changes. Be prepared to amend your offer to include flexible move-in dates, a higher price, or minimal contingencies (conditions you set that the seller must meet for the purchase to be finalized). Just remember, there are certain contingencies you don’t want to forego. Freddie Mac explains:
Resist the temptation to waive the inspection contingency, especially in a hot market or if the home is being sold ‘as-is’, which means the seller won’t pay for repairs. Without an inspection contingency, you could be stuck with a contract on a house you can’t afford to fix.”

Bottom Line

When it’s time to make an offer, it’s important to consider not just what you need, but what the seller may need too. Let’s connect so you have expert advice on this step in the homebuying process to put your best offer on the table.

We did it... Summer is here

Would like a Home Sellers Guide? Email laura@swindenhoms.com

Why do you want your own space? What are your reasons?

  • June is National Homeownership Month, and it’s a great time to consider the benefits of owning your own home.
  • If you’re thinking of buying a home, it might just help you find the stability, community, and comfort you’ve been searching for over the past year.
  • Let’s connect today to determine if homeownership is the right next step for you.

Thinking of making the change? Don't hold yourself back - take the plunge!

Can you feel the Heat!

Not only is it heating up outside even the housing market is on FIRE!
For more photos and other available home go to our website: http://www.swindenhomes.com/
Or take our custom Tour: https://www.tourfactory.com/2881360

Tell me what might make your outside oasis special.

Envision yourself in a new home!

This home to be exact! Schedule a showing today!
For more photos and other available home go to our website: http://www.swindenhomes.com/

Summer listings just won’t quit and we are loving it!

This cute Waukegan home has just listed. Between us, with all the historic details it’s not going to stay on the market long!
For more photos and other available home go to our website: http://www.swindenhomes.com/
or take our custom tour of this home: https://www.tourfactory.com/2878475

Let's make your own dreams come true during National Home Ownership Month!

It's the time for us to be able to appreciate those who serve and have served us to make this country free. We thank you. Happy Memorial Day!

Reasons Why Houses Fall Out of Contracts

If you are thinking of buying of selling, let's connect about the housing market forecast in our area.

As we enter the middle of 2021, many are wondering if we’ll see big changes in the housing market during the second half of this year. Here’s a look at what some experts have to say about key factors that will drive the industry and the economy forward in the months to come.

realtor.com

“. . . homes continue to sell quickly in what’s normally the fastest-moving time of the year. This is in contrast with 2020 when homes sold slower in the spring and fastest in September and October. While we expect fall to be competitive, this year’s seasonal pattern is likely to be more normal, with homes selling fastest from roughly now until mid-summer.”

National Association of Realtors (NAR)

Sellers who have been hesitant to list homes as part of their personal health safety precautions may be more encouraged to list and show their homes with a population mostly vaccinated by the mid-year.”

Danielle Hale, Chief Economist at realtor.com

“Surveys showed that seller confidence continued to rise in April. Extra confidence plus our recent survey finding that more homeowners than normal are planning to list their homes for sale in the next 12 months suggest that while we may not see an end to the sellers’ market, we might see the intensity of the competition diminish as buyers have more options to choose from.”

Freddie Mac

We forecast that mortgage rates will continue to rise through the end of next year. We estimate the 30-year fixed mortgage rate will average 3.4% in the fourth quarter of 2021, rising to 3.8% in the fourth quarter of 2022.”

Bottom Line

Experts are optimistic about the second half of the year. Let’s connect today to talk more about the conditions in our local market. Article by: https://www.simplifyingthemarket.com

Last Saturday was beautiful! Let's keep the good weather coming this way. Here are some yard games to have the whole family buzzing all summer long.

Whether you're playing on grass, sand or water, stock up for summer with these 10 guaranteed-to-entertain outdoor games.
Discover 10 Best Outdoor Lawn Games for 2021 here!

We are always trying to think of the next creative gift ideas- get inspired!

Give Dad something he’ll treasure this Father’s Day with these DIY ideas that are fun, creative and useful.   Check it out here!

Whenever we are listing a house these are the top 3 ways we try to reinforce selling a home!

Today’s housing market is full of unprecedented opportunities. High buyer demand paired with record-low housing inventory is creating the ultimate sellers’ market, which means it’s a fantastic time to sell your house. However, that doesn’t mean sellers are guaranteed success no matter what. There are still some key things to know so you can avoid costly mistakes and win big when you make a move.

1. Price Your House Right

When inventory is low, like it is in the current market, it’s common to think buyers will pay whatever we ask when setting a listing price. Believe it or not, that’s not always true. Even in a sellers’ market, listing your house for the right price will maximize the number of buyers that see your house. This creates the best environment for bidding wars, which in turn are more likely to increase the final sale price. A real estate professional is the best person to help you set the best price for your house so you can achieve your financial goals.

2. Keep Your Emotions in Check

Today, homeowners are living in their houses for a longer period of time. Since 1985, the average time a homeowner owned their home, or their tenure, has increased from 5 to 10 years. This is several years longer than what used to be the historical norm. The side effect, however, is when you stay in one place for so long, you may get even more emotionally attached to your space. If it’s the first home you purchased or the house where your children grew up, it very likely means something extra special to you. Every room has memories, and it’s hard to detach from that sentimental value. For some homeowners, that connection makes it even harder to separate the emotional value of the house from the fair market price. That’s why you need a real estate professional to help you with the negotiations along the way.

3. Stage Your House Properly

We’re generally quite proud of our décor and how we’ve customized our houses to make them our own unique homes. However, not all buyers will feel the same way about your design and personal touches. That’s why it’s so important to make sure you stage your house with the buyer in mind. Buyers want to envision themselves in the space so it truly feels like it could be their own. They need to see themselves inside with their furniture and keepsakes – not your pictures and decorations. Stage, clean, and declutter so they can visualize their own dreams as they walk through each room. A real estate professional can help you with tips to get your home ready to stage and sell.

Bottom Line

Today’s sellers’ market might be your best chance to make a move. If you’re considering selling your house, let’s connect today so you have the expert guidance you need to navigate through the process and prioritize these key elements. Article by: https://www.simplifyingthemarket.com

Think about who you really need to help you every step of the way...

Let the bidding wars begin! Its like the wild wild west of real estate. Don't forget to plan in all closing costs when saving.

When buying a home, it’s important to have a budget and make sure you plan ahead for certain homebuying expenses. Saving for a down payment is the main cost that comes to mind for many, but budgeting for the closing costs required to get a mortgage is just as important.

What Are Closing Costs?

According to Trulia:
When you close on a home, a number of fees are due. They typically range from 2% to 5% of the total cost of the home, and can include title insurance, origination fees, underwriting fees, document preparation fees, and more.”
For example, for someone buying a $300,000 home, they could potentially have between $6,000 and $15,000 in closing fees. If you’re in the market for a home above this price range, your closing costs could be greater. As mentioned above, closing costs are typically between 2% and 5% of your purchase price.  Trulia gives more great advice, explaining:
“There will be lots of paperwork in front of you on closing day, and not enough time to read them all. Work closely with your real estate agent, lender, and attorney, if you have one, to get all the documents you need ahead of time.
The most important thing to read is the closing disclosure, which shows your loan terms, final closing costs, and any outstanding fees. You’ll get this form about three days before closing since, once you (the borrower) sign it, there’s a three-day waiting period before you can sign the mortgage loan docs. If you have any questions about the numbers or what any of the mortgage terms mean, this is the time to ask—your real estate agent is a great resource for getting you all the answers you need.”

Bottom Line

As home prices are rising and more buyers are finding themselves competing in bidding wars, it’s more important than ever to make sure your plan includes budgeting for closing costs. Let’s connect to be sure you have everything you need to land your dream home. Article by: Simplifyingthemarket.com

Things are looking up!

ILLINOIS — Gov. J.B. Pritzker announced Monday the state would align its mask mandate with the Centers for Disease Control's updated guidelines, meaning vaccinated Illinoisans will no longer be required to wear a face mask in most settings.
Read more here!

Ladies, sometimes we just need to get away! It's about time we all get a She Shed!

It’s been said that sheds are the answer to men’s ailments. But why should men have all the sheds? Every woman deserves a shed of her own — somewhere to retreat for some solitude, to create or grow, to write or paint, or just to enjoy the view. Check it out here!

If your ready to sell, the Swinden Homes Team is ready to list!

1. Homeowners don’t know if they’ll be able to secure their next home before selling. In negotiations, leverage is the power that one side may have to influence the other side while moving closer to their negotiating position. A party’s leverage is based on the ability to award benefits or eliminate costs on the other side. In today’s market, buyers have compelling reasons to purchase a home now: To own a home of their own To buy before prices continue to appreciate To secure a mortgage at a historically low rate, while they last These buyer needs give the seller tremendous leverage. Most already realize this leverage enables the homeowner to sell at a good price. However, this leverage may also be used to negotiate time to find their next home. The homeowner could sell their home to the buyer at today’s price, which will enable the purchaser to take advantage of current mortgage rates. In return, the buyer might lease the house back to the seller for a pre-determined length of time while the seller finds a new home or has one built. This gives the buyer what they want while also giving the seller what they need. It’s a true win-win negotiation. 2. Homeowners don’t know if their current home will sell for the asking price or top market price. This is the perfect time to maximize profits while selling a house. NAR just released a study showing that bidding wars are at an all-time high. The study reveals that when comparing the first quarter of last year to the first quarter of this year, the number of offers on homes for sale doubled from an average of 2.4 to 4.8 offers. Whenever there’s a bidding war, the price of the item for sale escalates. Bloomberg recently reported: “For the first time ever, the average U.S. home is selling for above its list price.” If a seller is looking for a top-dollar sale, there’s no better time to sell than right now. 3. Homeowners don’t know if they will get an offer without their home requiring work or updates. Again, leverage is the greatest strength a seller has in this market. Due to the lack of homes for sale, many buyers are more willing to take on home improvement projects themselves in order to get the home they’re after. A recent post on whether or not to renovate before selling notes: “It may be wise to let future homeowners remodel the bathroom or the kitchen to make design decisions that are best for their specific taste and lifestyle. As a seller, your dollars and time might be better spent working on small cosmetic updates, like refreshing some paint and power washing the exterior. Instead of over-investing in your home with upgrades that the buyers may change anyway, work with a real estate professional to determine the key projects that will maximize your listing, without overdoing it.” If a seller is worried about doing work or updates on their home, they must realize that today’s historically low inventory likely renders these projects less critical to the sale of the house. 4. Homeowners don’t know if they can have a quick closing process. When speed is important, there are two points sellers should look at: The time it takes to find a buyer for the home The time it takes to close the transaction In the latest Existing Home Sales Report, NAR explains: “Properties typically remained on the market for 18 days in March, down from 20 days in February and from 29 days in March 2020. Eighty-three percent of the homes sold in March 2021 were on the market for less than a month.”

We Are cleaning rooms during National Clean Your Room Day, how about you?

Spring cleaners get their wish granted each year when National Clean Up Your Room Day arrives on May 10th. Children often dread this parent-appreciated day. Though, some years, the observance arrives with perfect timing for Mother’s Day! However, the observance doesn’t only target kids. It is also about picking up, straightening up, and cleaning up the whole house. Adults take spring cleaning seriously, and homes get aired out. They organize, de-clutter, and rearrange. It’s time to fix the broken and match up missing parts, like with like. We tackle cluttered closets and donate or throw away those things we no longer use. Help your children make their beds, clean their rooms, and eliminate the toys and clothing they have outgrown.

It's important to recognize the accomplishments of the past and the future. This is the National Space Day.

We celebrate National Space Day on the first Friday in May, or on May 7 this year. It was created to inspire all of us in the pursuit of knowledge and progress. There’s so much going on in the universe, it definitely deserves a day to reflect on everything! Though it’s unlikely you’ll be able to celebrate in outer space, you can still take part in your own corner of the universe with our gravity-defying facts, figures, and ideas for getting involved this National Space Day.

If your looking for a Vaccination Site check this out!

Lake County Fairgrounds will offer walk in COVID-19 vaccinations. The Health Department is pleased to announce that starting Saturday, May 1, 2021, the Lake County Fairgrounds (1060 E. Peterson Rd., Grayslake) will offer walk-in COVID-19 vaccinations on Monday, Wednesday, Friday, Saturday, and Sunday afternoons.

Make this Earth Day special for all.

Sharing Homes with Your Loved Ones

Many people share multigenerational homes with their loved ones. Which means you might need more space. The Swinden Homes team will assist you in finding your home needs.

  • If your house is feeling a little cramped with the addition of adult children or aging parents, it might be time to consider a move-up into a multigenerational home that better suits your changing needs.
  • With benefits that include a combined homebuying budget and shared caregiving duties, an increasing number of households are discovering the value of a multigenerational home.
  • With such high demand for houses today, now is a great time to sell so you can upgrade to a multigenerational home that may better suit your evolving needs.

Thinking About a Cash Offer?

There are reasons to make a cash offer. Let's discuss them! Benefits: Buyers who have enough money readily available may make a cash offer as a way to stand out from prospective buyers. Downsides: The buyer needs to have an enormous amount of liquid funds and a willingness to use them in this fashion rather than invested or saved in another form.

Home is Where The Heart Is

Where is your heart calling you? Find your dream home in Lake County, Illinois today with Swinden Homes!

  • There’s no doubt about it: homeowners love their homes, and that feeling has become even more important over the past year.
  • The vast majority of homeowners say they’re emotionally attached to their home and that it has kept them safe during the COVID-19 pandemic.
  • Owning a home provides a sense of safety, security, and accomplishment. Let’s connect to move your homeownership goals forward today.

Homeownership is Full of Financial Benefits

Looking to build onto your financial investments? Contact us today and we can get you on the right path to homeownership A Fannie Mae survey recently revealed some of the most highly-rated benefits of homeownership, which continue to be key drivers in today’s power-packed housing market. Here are the top four financial benefits of owning a home according to consumer respondents:

  • 88% – a better chance of saving for retirement
  • 87% – the best investment plan
  • 85% – the chance to be better off financially
  • 85% – the chance to build up wealth
Additional financial advantages of homeownership included in the survey are having the best overall tax situation and being able to live within your budget.